PINS Privacy Policy
PINSAdvantage.com Privacy Policy
Pacific Insurance Network Systems ("Company"or "We"or “Our”) respects the privacy of
Our customers and website visitors (“You” or “Your” or “Yourself”) and is committed to
protecting Your privacy through Our compliance with this policy.
This policy describes the types of information We may collect from You or that You may
provide when You visit the website https://www.pinsadvantage.com and Our practices for collecting, using, maintaining, protecting, anddisclosing that information.
This Privacy Policy applies only to Our online activities and is valid for visitors to Our Website
with regards to the information that they shared and/or We collected on this Website. This policy
is not applicable to any information collected offline or via channels other than this Website.
This policy applies to information We collect:
On this Website. In email, text, and other electronic messages between You and this Website.
It does not apply to information collected by:
Us offline or through any other means, including on any other website operated by
Company or any third party; or
Any third party, including through any application or content (including advertising) that
may link to or be accessible from or through the Website.
Please read this policy carefully to understand Our policies and practices regarding Your
information and how We will treat it. If You do not agree with Our policies and practices, Your
choice is not to use Our Website. By accessing or using this Website, You agree to this privacy
policy. This policy may change from time to time with or without notice (see Changes to Our
Privacy Policy ). Your continued use of this Website after We make changes is deemed to be
acceptance of those changes, so please check the policy periodically for updates.
If You have additional questions or require more information about Our Privacy Policy, do not
hesitate to contact us by sending an email to info@pinsadvantage.com.
Chapter 1 Consent
By using Our Website, You hereby consent to Our Privacy Policy and agree to its terms.
Chapter 2 Children Under the Age of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may
provide any Personal Information (defined below) to or on the Website. We do not knowingly
collect Personal Information from children under 13. If You are under 13, do not use or provide
any information on this Website or through any of its features, register on the Website, or
provide any information about Yourself to us, including Your name, address, telephone number,
email address, or any screen name or user name You may use. If We learn We have collected or
received Personal Information from a child under 13 without verification of parental consent, We
will delete that information. If You believe We might have any information from or about a child
under 13, please contact us at info@pinsadvantage.com .
California residents under 16 years of age may have additional rights regarding the collection
and sale of their Personal Information. Please see the Your State Privacy Rights Section, below,
for more information.
Chapter 3 Information We Collect
We collect several types of information from and about users of Our Website. The information
We collect on or through Our Website may include:
· Your contact information, including items such as name, company name, address, email
address, and telephone number (“Personal Information”) when You register for an
account;
· Information that You provide by filling in forms on Our Website. This includes
information provided at the time of registering to use Our Website, subscribing to Our
service, or requesting further services, including but not limited to: insurance documents
and non-public information therein. We may also ask You for information when You
report a problem with Our Website;
· Information that is about You but individually does not identify you;
· Records and copies of Your correspondence (including email addresses), if You contact
us;
· Your responses to surveys that We might ask You to complete for research purposes; and
· Your search queries on the Website.
We collect this information:
· Directly from You when You provide it to us; and
· Automatically as You navigate through the site. Information collected automatically may
include usage details, IP addresses, and information collected through cookies, web
beacons, and other tracking technologies.
Chapter 4 How We Use Your Information
We use the information We collect in various ways, including to:
· Provide, operate, and maintain Our Website;
· Provide You with information, products, or services that You request from us;
· Fulfill any other purpose for which You provide it;
· Improve, personalize, and expand Our Website;
· Understand and analyze how You use Our Website
· Develop new products, services, features, and functionality;
· Communicate with you, either directly or through one of Our partners, including for
customer service, to provide You with updates, notices and other information relating to
the Website, and for marketing and promotional purposes;
· Send You emails;
· Find and prevent fraud;
· Carry out Our obligations and enforce Our rights arising from any contracts entered into
between You and us, including for billing and collection;
· In any other way We may describe when You provide the information; and
· For any other purpose with Your consent.
Chapter 5 Log Files
This Website follows a standard procedure of using log files. These files log visitors when they
visit websites. All hosting companies do this and a part of hosting services' analytics. The
information collected by log files include internet protocol (IP) addresses, browser type, Internet
Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of
clicks. These are not linked to any information that is personally identifiable. The purpose of the
information is for analyzing trends, administering the site, tracking users' movement on the
website, and gathering demographic information.
Chapter 6 Disclosure of Your Information
We may disclose aggregated information about Our users without restriction. We may disclose
Personal Information that We collect or You provide as described in this privacy policy:
· To Our subsidiaries and affiliates;
· To contractors, service providers, and other third parties We use to support Our business;
· To a buyer or other successor in the event of a merger, divestiture, restructuring,
reorganization, dissolution, or other sale or transfer of some or all of Pacific Insurance
Network Systems' assets, whether as a going concern or as part of bankruptcy,
liquidation, or similar proceeding, in which Personal Information held by Pacific
Insurance Network Systems about Our Website users is among the assets transferred;
· To fulfill the purpose for which You provide it;
· For any other purpose disclosed by us when You provide the information; and
· With Your consent.
We may also disclose Your Personal Information:
· To comply with any court order, law, or legal process, including to respond to any
government or regulatory request;
· To enforce or apply Our terms of use and other agreements, including for billing and
collection purposes; and
· If We believe disclosure is necessary or appropriate to protect the rights, property, or
safety of Pacific Insurance Network Systems, Our customers, or others. This includes
exchanging information with other companies and organizations for the purposes of fraud
protection and credit risk reduction.
Chapter 7 Cookies and Web Beacons
Like any other website, We use on our 'cookies' These cookies are used to store information including
'visitors' preferences, and the pages on the website that the visitor accessed or visited. The
information is used to optimize the 'users'; experience by customizing Our web page content
based on visitors' browser type and/or other information.
Chapter 8 Google DoubleClick DART Cookie
Google is a third-party vendor on Our Website. It also uses cookies, known as DART cookies, to
serve ads to Our site visitors based upon their visit to our Website and other websites on the
internet. However, visitors may choose to decline the use of DART cookies by visiting the
Google ad and content network Privacy Policy at the following URL:
https://policies.google.com/technologies/ads .
Chapter 9 Our Advertising Partners
Some of the advertisers on Our site may use cookies and web beacons. Our advertising partners
are listed below. Each of Our advertising partners has their own Privacy Policy for their policies
on user data. For easier access, We hyperlinked to their Privacy Policies below.
· Google:
o https://policies.google.com/privacy
o https://policies.google.com/technologies/ads
· Microsoft:
o https://privacy.microsoft.com/en-us/privacystatement/
· HubSpot:
o https://legal.hubspot.com/privacy-policy
Chapter 10 Our Web Services Partners
Some of the web services partners on Our Website may use cookies and web beacons. Our web
services partners are listed below. Each of Our web services partners has their own Privacy
Policy for their policies on user data. For easier access, We hyperlinked to their Privacy Policies
below.
· Amazon Web Services:
o https://aws.amazon.com/compliance/data-privacy-faq/
Chapter 11 Advertising Partners Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of this
Website.
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web
Beacons that are used in their respective advertisements and links that appear on Our Website,
which are sent directly to 'users'; browsers. They automatically receive Your IP address when this
occurs. These technologies are used to measure the effectiveness of their advertising campaigns
and/or to personalize the advertising content that You see on websites that You visit.
Note that Our Website has no access to or control over these cookies that are used by third-party
advertisers.
Chapter 12 Third Party Privacy Policies
Our Website’s Privacy Policy does not apply to other advertisers or websites. Thus, We are
advising You to consult the respective Privacy Policies of these third-party ad servers for more
detailed information. It may include their practices and instructions about how to opt-out of
certain options.
You can choose to disable cookies through Your individual browser options. To know more
detailed information about cookie management with specific web browsers, it can be found at the
browsers' respective websites. If You disable, You might not get full features of Our Website.
Chapter 13 State Privacy Rights (Do Not Sell My Personal Information)
State consumer privacy laws may provide their residents with additional rights regarding Our use
of their Personal Information.
Under the CCPA, among other rights, California consumers have the right to:
· Request that a business that collects a consumer's personal data disclose the categories
and specific pieces of personal data that a business has collected about consumers;
· Request that a business delete any personal data about the consumer that a business has
collected;
· Request that a business that sells a consumer's personal data, not sell the consumer's
personal data;
· If You make a request, We have one month to respond to you. If You would like to
exercise any of these rights, please contact us by sending an email
to info@pinsadvantage.com .
Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
· Confirm whether We process their Personal Information;
· Access and delete certain Personal Information;
· Data portability; and
· Opt-out of personal data processing for targeted advertising and sales.
Colorado, Connecticut, and Virginia also provide their state residents with rights to:
· Correct inaccuracies in their Personal Information, taking into account the information's
nature processing purpose; and
· Opt-out of profiling in furtherance of decisions that produce legal or similarly significant
effects.
To exercise any of these rights please contact us by sending an email to
info@pinsadvantage.com.
Chapter 14 GDPR Data Protection Rights
We would like to make sure You are fully aware of all of Your data protection rights. Every user
is entitled to the following:
· The right to access. You have the right to request copies of Your personal data. We
may charge You a small fee for this service.
· The right to rectification. You have the right to request that We correct any
information You believe is inaccurate. You also have the right to request that We
complete the information You believe is incomplete.
· The right to erasure. You have the right to request that We erase Your personal data,
under certain conditions.
· The right to restrict processing. You have the right to request that We restrict the
processing of Your personal data, under certain conditions.
· The right to object to processing. You have the right to object to Our processing of
Your personal data, under certain conditions.
· The right to data portability. You have the right to request that We transfer the data that
We have collected to another organization, or directly to you, under certain conditions.
If You would like to exercise any of these rights, please contact us by sending an email
to info@pinsadvantage.com.
Chapter 15 Data Security
We have implemented measures designed to secure Your Personal Information from accidental
loss and from unauthorized access, use, alteration, and disclosure.
The safety and security of Your information also depends on you. Where We have given You (or
where You have chosen) a password for access to certain parts of Our Website, You are
responsible for keeping this password confidential. We require that you not share Your password
with anyone.
Unfortunately, the transmission of information via the internet is not completely secure.
Although We do Our best to protect Your Personal Information, We cannot guarantee the
security of Your Personal Information transmitted to Our Website. Any transmission of Personal
Information is at Your own risk. We are not responsible for circumvention of any privacy
settings or security measures contained on the Website.
Chapter 16 Children's Information
Another part of Our priority is adding protection for children while using the internet. We
encourage parents and guardians to observe, participate in, and/or monitor and guide their online
activity. pinsadvantage.com does not knowingly collect any Personal Identifiable Information
from children under the age of 13. If You think that Your child provided this kind of information
on Our website, We strongly encourage You to contact us immediately and We will do Our best
efforts to promptly remove such information from Our records.
Chapter 17 Changes to Our Privacy Policy
It is Our policy to post any changes We make to Our privacy policy on this page. If We make
material changes to how We treat Our users' Personal Information, We will notify You by email
or through a notice on the Website. The date the Privacy Policy was last revised is identified at
the top of the page. You are responsible for ensuring We have an up-to-date active and
deliverable email address for you, and for periodically visiting Our Website and this privacy
policy to check for any changes.
Chapter 18 Contact Information
To ask questions or comment about this privacy policy and Our privacy practices, contact us at
info@pinsadvantage.com.