AI-Powered Review

AI-Assisted COI and Endorsement Review

PINS AI reads submitted COIs, endorsements, and supporting documents against your requirements, identifies issues with supporting evidence, and gives your team clear results to act on. Your team keeps every approval decision.

 

AI COI review software uses artificial intelligence to check certificates of insurance and endorsement documents against your coverage requirements automatically. Instead of manually reading every submission, your team reviews flagged gaps and makes final decisions. The AI handles the reading, your team handles the judgment.

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PINS AI Assistant reviewing COI endorsements including primary and non-contributory language and waiver of subrogation

What it reviews

More than COI scanning

PINS AI Assistant helps teams review the full submission package, not just the certificate itself.
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COIs

Reads certificate details like coverage types, limits, carriers, effective dates, and named insured information, then checks them against your insurance requirements.
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Endorsements

Reviews endorsement language to help confirm requirements like additional insured, primary and non-contributory, and completed operations.
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Linked questions

Answers requirement-specific questions tied to your workflow, so reviewers get structured results instead of digging through every page manually.
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Supporting documents

Pulls information from supporting materials when the answer is not fully contained in the COI, helping your team review the evidence behind the submission.

How PINS Works

One Upload. Continuous Compliance.

Upload a contract once and PINS builds the compliance workflow. AI reads submissions against your requirements, identifies issues, and helps your team review faster. You stay in control of every approval.
Initial Setup

PINS sets requirements and sends requests

AI reads the contract, builds the insurance requirements, and automatically requests COIs and supporting documents from vendors and brokers.
Step 1

Vendor uploads documents

Vendors and brokers submit through a simple upload link. No login required.
Your team decides
Step 2

AI reviews. Your team approves.

PINS AI reviews each submission and identifies issues. Your team decides what happens next.
Step 3

PINS requests renewals

Automated reminders and follow-up requests keep compliance current. The cycle repeats at every renewal.

Clear outputs

Results your team can actually use

PINS AI Assistant returns clear review outputs your team can act on. You can see what passed, what needs review, where supporting evidence was found, and which items still need a human decision, so approvals and follow-up stay under your team’s control.

  • Pass, fail, or needs review status
  • Answers to coverage questions
  • Flagged deficiencies or missing support
  • Visibility into where the answer came from
  • Approvals, follow-up, and exceptions stay with your team
AI Assistant answers with an overlay of a graph showing an improving compliance rate-1
Instead of asking reviewers to re-read every document, PINS helps them focus on the items that actually need attention.

Why teams use it

Targeted questions, precise decisions

PINS AI Assistant evaluates submissions by answering the exact questions tied to your requirements, helping teams review faster and make more consistent decisions.

Coverage limits

Are all coverage limits adequate per contract requirements?

Additional insured

Does the Additional Insured coverage apply to both completed and ongoing operations?

Notice of cancellation

Does the policy provide at least 30 days written notice of cancellation?

Waiver of subrogation

Does the Waiver of Subrogation apply to all necessary coverages?

FAQ

Common questions about AI COI review

What is AI COI review software?

AI COI review software uses artificial intelligence to check certificates of insurance and endorsement documents against your coverage requirements automatically. Instead of manually reading every submission, the AI reads the documents, answers coverage questions, and calls out deficiencies so your team focuses on decisions rather than document review. PINS AI Assistant is built into the COI tracking workflow, not a standalone tool.

Can AI review endorsements, not just certificates?

Yes. Most AI tools in this space read the ACORD 25 certificate and stop there. PINS AI Assistant reviews endorsement documents separately -- checking language for additional insured status, primary and non-contributory, waiver of subrogation, completed operations, and notice of cancellation. This matters because the certificate alone does not confirm endorsement coverage. The endorsement is the coverage.

Does the AI make compliance decisions automatically?

No. PINS AI finds the issues, answers coverage questions, and links its reasoning to the specific language in the document. Your team reviews the result and makes the final call to approve, reject, request changes, or grant an exception. Nothing is auto-approved. This keeps your team in control of compliance decisions while removing the manual reading work.

What happens when a result is unclear or unsupported?

PINS AI highlights the item as needing review rather than returning a false pass. Your team sees what was found, what was missing, and where the AI could not confirm coverage. That gives reviewers the context to follow up directly rather than re-reading the entire document from scratch.

Does AI COI review work for endorsements like additional insured and waiver of subrogation?

Yes. PINS AI checks endorsement language for the specific requirements in your workflow -- including additional insured wording, primary and non-contributory status, waiver of subrogation on both GL and workers comp policies, completed operations coverage, and notice of cancellation. It links its answer to the relevant language in the document so your team can verify the result quickly.

Stop Reviewing.

Start Approving.

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Insured Profile Page showing insurance policies in compliant status-1